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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,797 | $183,978-16.9% | $162,171-5.8% | $152,885-0.1% |
| Participation rate | 88.9% | 88.5%+0.4pp | 87.6%+1.3pp | 82.5%+6.4pp |
| Annual return | 20.94% | 150.78%-129.8pp | 115.60%-94.7pp | 345.39%-324.4pp |
| Employer contribution / active EE | $18,238 | $6,370+186.3% | $5,613+224.9% | $4,763+282.9% |
| Participant deferral / active EE | $16,851 | $8,033+109.8% | $7,297+130.9% | $5,851+188.0% |
| Admin fee / account holder | $2,216 | $13,122-83.1% | $10,843-79.6% | $11,598-80.9% |