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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,462 | $197,603+8.5% | $177,827+20.6% | $158,950+34.9% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.7%-7.7pp | 82.0%-2.0pp |
| Annual return | 12.59% | 58.76%-46.2pp | 48.32%-35.7pp | 302.91%-290.3pp |
| Employer contribution / active EE | $17,807 | $6,698+165.9% | $5,918+200.9% | $4,762+273.9% |
| Participant deferral / active EE | $21,565 | $8,404+156.6% | $7,713+179.6% | $5,983+260.5% |
| Admin fee / account holder | $18,850 | $15,402+22.4% | $12,429+51.7% | $11,248+67.6% |