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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,980 | $75,962-59.2% | $154,111-79.9% | $64,173-51.7% |
| Participation rate | 88.1% | 70.4%+17.6pp | 83.0%+5.0pp | 69.6%+18.5pp |
| Annual return | 1.53% | 30.32%-28.8pp | 735.18%-733.7pp | 7.63%-6.1pp |
| Employer contribution / active EE | $263 | $3,350-92.2% | $5,298-95.0% | $2,381-89.0% |
| Participant deferral / active EE | $2,628 | $3,175-17.2% | $5,081-48.3% | $3,470-24.2% |
| Admin fee / account holder | $1,473 | $5,589-73.6% | $13,411-89.0% | $4,887-69.9% |