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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,780 | $75,832-29.1% | $147,618-63.6% | $59,633-9.8% |
| Participation rate | 70.5% | 71.6%-1.1pp | 84.6%-14.2pp | 68.7%+1.8pp |
| Annual return | 1.72% | 0.37%+1.3pp | 61.98%-60.3pp | 2041.40%-2039.7pp |
| Employer contribution / active EE | $280 | $3,485-92.0% | $5,565-95.0% | $2,203-87.3% |
| Participant deferral / active EE | $2,802 | $3,131-10.5% | $4,895-42.8% | $3,192-12.2% |
| Admin fee / account holder | $1,315 | $5,986-78.0% | $11,612-88.7% | $4,297-69.4% |