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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,478 | $202,440-86.9% | $169,390-84.4% | $139,466-81.0% |
| Participation rate | 88.9% | 81.1%+7.8pp | 77.2%+11.7pp | 80.3%+8.6pp |
| Annual return | 21.83% | 532.36%-510.5pp | 406.07%-384.2pp | 373.66%-351.8pp |
| Employer contribution / active EE | $2,375 | $4,693-49.4% | $4,013-40.8% | $4,754-50.0% |
| Participant deferral / active EE | $9,786 | $6,940+41.0% | $6,222+57.3% | $6,712+45.8% |
| Admin fee / account holder | $1,417 | $10,722-86.8% | $9,015-84.3% | $11,409-87.6% |