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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,448 | $190,916-88.2% | $160,037-86.0% | $134,545-83.3% |
| Participation rate | 42.9% | 82.0%-39.1pp | 78.0%-35.1pp | 81.2%-38.4pp |
| Annual return | -17.08% | 552.79%-569.9pp | 408.95%-426.0pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,036 | $4,996-79.3% | $4,226-75.5% | $4,742-78.1% |
| Participant deferral / active EE | $5,076 | $6,925-26.7% | $6,184-17.9% | $6,401-20.7% |
| Admin fee / account holder | $0 | $10,497-100.0% | $8,716-100.0% | $11,431-100.0% |