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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,195 | $228,395-91.2% | $185,861-89.1% | $158,982-87.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 15.57% | 40.82%-25.3pp | 35.96%-20.4pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,457 | $4,968-70.7% | $4,088-64.4% | $4,763-69.4% |
| Participant deferral / active EE | $7,198 | $6,417+12.2% | $5,634+27.8% | $5,983+20.3% |
| Admin fee / account holder | $625 | $11,869-94.7% | $9,503-93.4% | $11,252-94.4% |