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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,684 | $201,264-48.5% | $184,185-43.7% | $145,978-29.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.63% | 29.00%-14.4pp | 28.81%-14.2pp | 550.52%-535.9pp |
| Employer contribution / active EE | $2,327 | $7,021-66.9% | $6,426-63.8% | $4,662-50.1% |
| Participant deferral / active EE | $8,904 | $9,806-9.2% | $9,132-2.5% | $6,690+33.1% |
| Admin fee / account holder | $501 | $16,376-96.9% | $13,909-96.4% | $13,400-96.3% |