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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,946 | $183,988-63.6% | $162,177-58.7% | $152,897-56.2% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 33.03% | 150.79%-117.8pp | 115.60%-82.6pp | 345.43%-312.4pp |
| Employer contribution / active EE | $989 | $6,370-84.5% | $5,613-82.4% | $4,764-79.2% |
| Participant deferral / active EE | $7,223 | $8,032-10.1% | $7,297-1.0% | $5,851+23.4% |
| Admin fee / account holder | $76 | $13,123-99.4% | $10,843-99.3% | $11,599-99.3% |