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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,606 | $166,268-23.9% | $165,100-23.3% | $145,897-13.2% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 16.08% | 100.52%-84.4pp | 70.21%-54.1pp | 552.29%-536.2pp |
| Employer contribution / active EE | $10,707 | $5,284+102.6% | $4,348+146.2% | $4,663+129.6% |
| Participant deferral / active EE | $9,956 | $6,964+43.0% | $6,035+65.0% | $6,689+48.8% |
| Admin fee / account holder | $40,535 | $16,659+143.3% | $12,696+219.3% | $13,390+202.7% |