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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,387 | $138,076-69.3% | $123,553-65.7% | $135,380-68.7% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -6.75% | 153.70%-160.4pp | 119.21%-126.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $1,436 | $5,152-72.1% | $4,628-69.0% | $4,779-70.0% |
| Participant deferral / active EE | $1,271 | $6,800-81.3% | $6,426-80.2% | $5,609-77.3% |
| Admin fee / account holder | $1,837 | $10,917-83.2% | $9,284-80.2% | $10,828-83.0% |