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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,891 | $135,956-51.5% | $123,894-46.8% | $273,972-75.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 9.73% | 56.63%-46.9pp | 47.52%-37.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $1,657 | $5,170-67.9% | $4,617-64.1% | $4,869-66.0% |
| Participant deferral / active EE | $2,557 | $6,343-59.7% | $5,984-57.3% | $5,287-51.6% |
| Admin fee / account holder | $594 | $9,817-94.0% | $8,357-92.9% | $10,133-94.1% |