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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,473 | $54,717-64.4% | $86,209-77.4% | $71,495-72.8% |
| Participation rate | 29.6% | 60.1%-30.5pp | 69.0%-39.4pp | 67.9%-38.3pp |
| Annual return | 20.73% | 20.07%+0.7pp | 1169.05%-1148.3pp | 28.85%-8.1pp |
| Employer contribution / active EE | $744 | $1,267-41.3% | $2,381-68.8% | $2,589-71.3% |
| Participant deferral / active EE | $1,641 | $3,110-47.2% | $3,986-58.8% | $4,291-61.8% |
| Admin fee / account holder | $185 | $1,922-90.4% | $6,853-97.3% | $1,588-88.4% |