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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,128 | $106,918-92.4% | $84,021-90.3% | $152,897-94.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 66.11% | 105.01%-38.9pp | 71.32%-5.2pp | 345.43%-279.3pp |
| Employer contribution / active EE | $1,662 | $2,735-39.3% | $1,984-16.2% | $4,764-65.1% |
| Participant deferral / active EE | $6,146 | $4,012+53.2% | $3,239+89.8% | $5,851+5.0% |
| Admin fee / account holder | $817 | $8,288-90.1% | $6,102-86.6% | $11,599-93.0% |