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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,035 | $96,731-37.9% | $123,973-51.6% | $86,983-31.0% |
| Participation rate | 53.6% | 70.0%-16.4pp | 76.7%-23.1pp | 69.5%-16.0pp |
| Annual return | 12.38% | 17.33%-4.9pp | 388.13%-375.7pp | 25.83%-13.4pp |
| Employer contribution / active EE | $2,629 | $3,297-20.3% | $4,126-36.3% | $2,584+1.7% |
| Participant deferral / active EE | $5,019 | $4,152+20.9% | $5,247-4.3% | $4,194+19.7% |
| Admin fee / account holder | $8,727 | $8,722+0.1% | $11,799-26.0% | $7,856+11.1% |