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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,986 | $64,729-47.5% | $112,263-69.7% | $68,490-50.4% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -4.43% | -11.40%+7.0pp | 27.49%-31.9pp | -7.85%+3.4pp |
| Employer contribution / active EE | $2,410 | $2,746-12.2% | $3,636-33.7% | $2,597-7.2% |
| Participant deferral / active EE | $4,547 | $3,566+27.5% | $4,729-3.9% | $4,028+12.9% |
| Admin fee / account holder | $1,731 | $5,222-66.9% | $6,410-73.0% | $5,403-68.0% |