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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,691 | $124,330-81.7% | $109,173-79.2% | $167,536-86.5% |
| Participation rate | 60.9% | 79.5%-18.6pp | 75.9%-15.0pp | 82.1%-21.2pp |
| Annual return | 15.72% | 26.04%-10.3pp | 25.75%-10.0pp | 478.82%-463.1pp |
| Employer contribution / active EE | $2,513 | $4,209-40.3% | $3,723-32.5% | $4,839-48.1% |
| Participant deferral / active EE | $4,806 | $5,256-8.6% | $4,654+3.3% | $6,342-24.2% |
| Admin fee / account holder | $313 | $7,974-96.1% | $6,755-95.4% | $12,315-97.5% |