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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,053 | $56,197-75.0% | $67,652-79.2% | $59,633-76.4% |
| Participation rate | 73.8% | 71.5%+2.3pp | 75.7%-1.9pp | 68.7%+5.1pp |
| Annual return | 15.70% | 18508.10%-18492.4pp | 6625.40%-6609.7pp | 2041.45%-2025.8pp |
| Employer contribution / active EE | $2,146 | $1,615+32.9% | $2,266-5.3% | $2,203-2.6% |
| Participant deferral / active EE | $4,011 | $2,844+41.0% | $3,560+12.7% | $3,192+25.7% |
| Admin fee / account holder | $1,149 | $3,958-71.0% | $4,821-76.2% | $4,297-73.3% |