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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,141 | $71,878-16.3% | $86,698-30.6% | $68,486-12.2% |
| Participation rate | 52.1% | 72.2%-20.2pp | 76.6%-24.5pp | 67.9%-15.8pp |
| Annual return | -16.88% | 3.53%-20.4pp | 35.95%-52.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,593 | $2,173-26.7% | $2,837-43.8% | $2,597-38.6% |
| Participant deferral / active EE | $4,268 | $3,779+12.9% | $4,656-8.3% | $4,028+6.0% |
| Admin fee / account holder | $6,734 | $6,113+10.2% | $7,493-10.1% | $5,404+24.6% |