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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,223 | $111,535-80.1% | $105,223-78.9% | $137,256-83.8% |
| Participation rate | 71.4% | 78.1%-6.7pp | 75.0%-3.6pp | 80.0%-8.5pp |
| Annual return | 20.33% | 237.85%-217.5pp | 180.65%-160.3pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,100 | $3,939-72.1% | $3,689-70.2% | $4,156-73.5% |
| Participant deferral / active EE | $4,613 | $5,500-16.1% | $5,072-9.0% | $6,407-28.0% |
| Admin fee / account holder | $1,073 | $9,721-89.0% | $8,859-87.9% | $12,270-91.3% |