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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,384 | $185,141-47.4% | $153,416-36.5% | $155,188-37.2% |
| Participation rate | 54.5% | 79.9%-25.4pp | 74.3%-19.8pp | 80.8%-26.3pp |
| Annual return | 31.75% | 18.72%+13.0pp | 17.84%+13.9pp | 148.84%-117.1pp |
| Employer contribution / active EE | $1,279 | $4,489-71.5% | $3,764-66.0% | $4,248-69.9% |
| Participant deferral / active EE | $2,126 | $5,477-61.2% | $4,723-55.0% | $6,531-67.4% |
| Admin fee / account holder | $0 | $16,005-100.0% | $13,095-100.0% | $14,480-100.0% |