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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,025 | $150,435-95.3% | $120,580-94.2% | $145,897-95.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 24.46% | 154.60%-130.1pp | 107.48%-83.0pp | 552.29%-527.8pp |
| Employer contribution / active EE | $2,728 | $4,352-37.3% | $3,469-21.4% | $4,663-41.5% |
| Participant deferral / active EE | $4,014 | $6,174-35.0% | $4,995-19.7% | $6,689-40.0% |
| Admin fee / account holder | $894 | $12,182-92.7% | $9,418-90.5% | $13,390-93.3% |