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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,347 | $101,063-93.7% | $81,473-92.2% | $147,586-95.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 19.26% | 32.41%-13.1pp | 38.78%-19.5pp | 578.59%-559.3pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,954 | $4,242-30.4% | $3,537-16.5% | $5,439-45.7% |
| Admin fee / account holder | $6,195 | $5,812+6.6% | $4,561+35.8% | $10,886-43.1% |