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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,912 | $93,064-91.5% | $74,577-89.4% | $273,972-97.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 7.28% | 26.18%-18.9pp | 20.47%-13.2pp | 41.46%-34.2pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,525-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,049 | $4,160-26.7% | $3,458-11.8% | $5,287-42.3% |
| Admin fee / account holder | $1,112 | $5,273-78.9% | $4,138-73.1% | $10,133-89.0% |