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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,881 | $85,790-30.2% | $67,313-11.0% | $135,382-55.8% |
| Participation rate | 88.9% | 76.5%+12.4pp | 69.1%+19.8pp | 82.6%+6.2pp |
| Annual return | -11.36% | -0.54%-10.8pp | -4.08%-7.3pp | 519.77%-531.1pp |
| Employer contribution / active EE | $8,926 | $3,487+155.9% | $2,566+247.9% | $4,779+86.8% |
| Participant deferral / active EE | $4,580 | $4,651-1.5% | $3,568+28.3% | $5,609-18.3% |
| Admin fee / account holder | $512 | $6,392-92.0% | $4,507-88.6% | $10,829-95.3% |