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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,106 | $83,337-38.7% | $67,834-24.7% | $273,972-81.3% |
| Participation rate | 62.5% | 76.4%-13.9pp | 68.8%-6.3pp | 83.0%-20.5pp |
| Annual return | 9.94% | 259.45%-249.5pp | 138.47%-128.5pp | 41.46%-31.5pp |
| Employer contribution / active EE | $9,967 | $3,287+203.2% | $2,403+314.7% | $4,869+104.7% |
| Participant deferral / active EE | $4,705 | $4,088+15.1% | $3,160+48.9% | $5,287-11.0% |
| Admin fee / account holder | $689 | $6,752-89.8% | $4,622-85.1% | $10,133-93.2% |