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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,226 | $72,027+464.0% | $185,835+118.6% | $79,852+408.7% |
| Participation rate | 98.6% | 65.8%+32.9pp | 78.0%+20.6pp | 69.6%+29.0pp |
| Annual return | 18.27% | 23.13%-4.9pp | 35.96%-17.7pp | 31.72%-13.4pp |
| Employer contribution / active EE | $13,052 | $1,965+564.2% | $4,087+219.3% | $2,471+428.2% |
| Participant deferral / active EE | $16,464 | $3,780+335.6% | $5,633+192.3% | $3,740+340.2% |
| Admin fee / account holder | $1,607 | $4,513-64.4% | $9,502-83.1% | $5,306-69.7% |