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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,473 | $62,672+365.1% | $185,117+57.5% | $70,126+315.6% |
| Participation rate | 96.1% | 63.8%+32.3pp | 77.3%+18.8pp | 69.5%+26.6pp |
| Annual return | 19.12% | 40.79%-21.7pp | 40.50%-21.4pp | 73.15%-54.0pp |
| Employer contribution / active EE | $12,235 | $1,753+597.9% | $4,182+192.6% | $2,343+422.3% |
| Participant deferral / active EE | $14,894 | $3,272+355.3% | $5,045+195.2% | $3,332+347.0% |
| Admin fee / account holder | $9,390 | $3,932+138.8% | $8,159+15.1% | $4,645+102.1% |