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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,675 | $56,484+382.7% | $169,452+60.9% | $64,173+324.9% |
| Participation rate | 97.3% | 64.5%+32.7pp | 77.8%+19.5pp | 69.6%+27.7pp |
| Annual return | -6.87% | -1.55%-5.3pp | 1.83%-8.7pp | 7.63%-14.5pp |
| Employer contribution / active EE | $12,818 | $1,832+599.5% | $4,157+208.3% | $2,381+438.4% |
| Participant deferral / active EE | $15,099 | $3,448+337.9% | $5,277+186.1% | $3,470+335.2% |
| Admin fee / account holder | $28,147 | $4,174+574.3% | $9,110+209.0% | $4,887+475.9% |