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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,955 | $185,905+5.9% | $170,057+15.8% | $139,487+41.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.89% | 60.56%-47.7pp | 53.42%-40.5pp | 373.84%-360.9pp |
| Employer contribution / active EE | $5,000 | $7,597-34.2% | $6,790-26.4% | $4,755+5.2% |
| Participant deferral / active EE | $15,539 | $11,627+33.7% | $10,411+49.3% | $6,713+131.5% |
| Admin fee / account holder | $7,325 | $15,397-52.4% | $12,826-42.9% | $11,407-35.8% |