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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,610 | $167,533+2.4% | $151,645+13.2% | $134,545+27.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -7.23% | 7.81%-15.0pp | 3.34%-10.6pp | 418.37%-425.6pp |
| Employer contribution / active EE | $11,101 | $6,828+62.6% | $6,165+80.1% | $4,742+134.1% |
| Participant deferral / active EE | $13,939 | $8,985+55.1% | $8,363+66.7% | $6,401+117.7% |
| Admin fee / account holder | $6,180 | $13,781-55.2% | $11,614-46.8% | $11,431-45.9% |