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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,747 | $140,592-51.1% | $123,105-44.2% | $125,389-45.2% |
| Participation rate | 83.3% | 88.2%-4.9pp | 86.8%-3.4pp | 83.2%+0.1pp |
| Annual return | 6.07% | 16.80%-10.7pp | 13.22%-7.1pp | 282.24%-276.2pp |
| Employer contribution / active EE | $2,682 | $6,041-55.6% | $5,151-47.9% | $4,866-44.9% |
| Participant deferral / active EE | $8,750 | $6,980+25.3% | $6,229+40.5% | $5,352+63.5% |
| Admin fee / account holder | $1,506 | $11,198-86.6% | $9,014-83.3% | $9,541-84.2% |