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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,473 | $90,530+266.1% | $76,030+336.0% | $145,897+127.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.39% | 625.08%-611.7pp | 361.54%-348.2pp | 552.29%-538.9pp |
| Employer contribution / active EE | $25,857 | $3,319+679.0% | $2,688+862.1% | $4,663+454.6% |
| Participant deferral / active EE | $21,445 | $5,164+315.2% | $4,257+403.7% | $6,689+220.6% |
| Admin fee / account holder | $1,603 | $8,383-80.9% | $6,421-75.0% | $13,390-88.0% |