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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,153 | $217,432+179.7% | $185,849+227.2% | $167,536+263.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 1.28% | 148.42%-147.1pp | 122.10%-120.8pp | 478.82%-477.5pp |
| Employer contribution / active EE | $15,989 | $5,875+172.2% | $5,169+209.3% | $4,839+230.4% |
| Participant deferral / active EE | $11,614 | $6,357+82.7% | $5,569+108.6% | $6,342+83.1% |
| Admin fee / account holder | $5,566 | $19,818-71.9% | $16,244-65.7% | $12,315-54.8% |