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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,923 | $175,231+180.2% | $149,696+227.9% | $139,466+252.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.54% | 166.77%-164.2pp | 134.46%-131.9pp | 373.66%-371.1pp |
| Employer contribution / active EE | $23,050 | $5,478+320.8% | $4,821+378.1% | $4,754+384.9% |
| Participant deferral / active EE | $16,240 | $6,521+149.0% | $5,682+185.8% | $6,712+142.0% |
| Admin fee / account holder | $4,168 | $16,155-74.2% | $13,212-68.5% | $11,409-63.5% |