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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,297 | $100,970+72.6% | $96,576+80.5% | $137,256+27.0% |
| Participation rate | 94.4% | 82.6%+11.8pp | 81.4%+13.0pp | 80.0%+14.5pp |
| Annual return | 16.40% | 38.16%-21.8pp | 38.47%-22.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $5,361 | $3,809+40.7% | $3,553+50.9% | $4,156+29.0% |
| Participant deferral / active EE | $12,258 | $8,286+47.9% | $7,956+54.1% | $6,407+91.3% |
| Admin fee / account holder | $15,932 | $11,312+40.8% | $11,381+40.0% | $12,270+29.8% |