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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,893 | $126,661-18.0% | $113,397-8.4% | $138,895-25.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.44% | 25.05%-10.6pp | 23.20%-8.8pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,767 | $3,456-20.0% | $2,977-7.1% | $4,194-34.0% |
| Participant deferral / active EE | $10,375 | $5,693+82.3% | $5,076+104.4% | $6,396+62.2% |
| Admin fee / account holder | $1,381 | $14,549-90.5% | $11,957-88.4% | $12,562-89.0% |