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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,898 | $88,672+28.4% | $105,223+8.2% | $82,448+38.1% |
| Participation rate | 90.6% | 67.9%+22.7pp | 75.0%+15.6pp | 68.1%+22.6pp |
| Annual return | 17.62% | 30.86%-13.2pp | 180.65%-163.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $7,755 | $3,048+154.4% | $3,689+110.3% | $2,551+204.0% |
| Participant deferral / active EE | $7,829 | $4,036+94.0% | $5,072+54.4% | $4,139+89.1% |
| Admin fee / account holder | $1,240 | $7,146-82.6% | $8,859-86.0% | $7,234-82.9% |