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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,250 | $78,694+146.8% | $67,652+187.1% | $125,389+54.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.66% | 9.46%-10.1pp | 6625.40%-6626.1pp | 282.24%-282.9pp |
| Employer contribution / active EE | $15,762 | $3,044+417.9% | $2,266+595.7% | $4,866+223.9% |
| Participant deferral / active EE | $7,162 | $4,292+66.9% | $3,560+101.2% | $5,352+33.8% |
| Admin fee / account holder | $6,500 | $7,403-12.2% | $4,821+34.8% | $9,541-31.9% |