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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,508 | $103,387+139.4% | $87,102+184.2% | $152,885+61.9% |
| Participation rate | 90.9% | 79.4%+11.6pp | 76.9%+14.0pp | 82.5%+8.5pp |
| Annual return | 20.76% | 28.10%-7.3pp | 28.19%-7.4pp | 345.39%-324.6pp |
| Employer contribution / active EE | $1,860 | $3,221-42.3% | $2,521-26.2% | $4,763-61.0% |
| Participant deferral / active EE | $5,853 | $4,778+22.5% | $4,048+44.6% | $5,8510% |
| Admin fee / account holder | $2,568 | $12,193-78.9% | $7,491-65.7% | $11,598-77.9% |