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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,966 | $112,729-83.2% | $98,716-80.8% | $137,256-86.2% |
| Participation rate | 53.8% | 74.2%-20.4pp | 69.3%-15.4pp | 80.0%-26.1pp |
| Annual return | 20.34% | 38.48%-18.1pp | 31.81%-11.5pp | 220.34%-200.0pp |
| Employer contribution / active EE | $589 | $2,725-78.4% | $2,279-74.2% | $4,156-85.8% |
| Participant deferral / active EE | $3,188 | $4,640-31.3% | $4,048-21.2% | $6,407-50.2% |
| Admin fee / account holder | $99 | $10,129-99.0% | $8,703-98.9% | $12,270-99.2% |