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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,966 | $115,225-83.5% | $100,712-81.2% | $138,895-86.3% |
| Participation rate | 53.8% | 74.3%-20.5pp | 69.3%-15.4pp | 79.9%-26.1pp |
| Annual return | 20.34% | 40.35%-20.0pp | 33.27%-12.9pp | 145.39%-125.1pp |
| Employer contribution / active EE | $589 | $2,771-78.7% | $2,313-74.5% | $4,194-86.0% |
| Participant deferral / active EE | $3,188 | $4,699-32.2% | $4,085-22.0% | $6,396-50.2% |
| Admin fee / account holder | $99 | $10,844-99.1% | $9,256-98.9% | $12,562-99.2% |