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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,729 | $183,592-69.6% | $155,574-64.2% | $145,877-61.8% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 11.85% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $14,027 | $5,317+163.8% | $4,676+200.0% | $4,663+200.8% |
| Participant deferral / active EE | $2,072 | $6,466-68.0% | $5,629-63.2% | $6,691-69.0% |
| Admin fee / account holder | $8,331 | $19,316-56.9% | $15,914-47.7% | $13,402-37.8% |