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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,674 | $167,353-68.5% | $143,797-63.4% | $134,545-60.9% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -13.98% | 0.48%-14.5pp | -0.04%-13.9pp | 418.37%-432.3pp |
| Employer contribution / active EE | $4,824 | $5,620-14.2% | $4,952-2.6% | $4,742+1.7% |
| Participant deferral / active EE | $5,448 | $6,447-15.5% | $5,638-3.4% | $6,401-14.9% |
| Admin fee / account holder | $50 | $18,096-99.7% | $14,679-99.7% | $11,431-99.6% |