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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,925 | $180,459-65.1% | $154,108-59.2% | $135,380-53.5% |
| Participation rate | 40.0% | 87.4%-47.4pp | 83.0%-43.0pp | 82.6%-42.6pp |
| Annual return | -9.00% | 888.21%-897.2pp | 735.21%-744.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $7,989 | $6,035+32.4% | $5,298+50.8% | $4,779+67.2% |
| Participant deferral / active EE | $5,448 | $5,806-6.2% | $5,081+7.2% | $5,609-2.9% |
| Admin fee / account holder | $27 | $16,145-99.8% | $13,411-99.8% | $10,828-99.8% |