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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,106 | $167,352-47.4% | $143,788-38.7% | $134,509-34.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.61% | 0.47%-17.1pp | -0.03%-16.6pp | 418.13%-434.7pp |
| Employer contribution / active EE | $30,522 | $5,620+443.1% | $4,952+516.4% | $4,741+543.8% |
| Participant deferral / active EE | $12,894 | $6,447+100.0% | $5,638+128.7% | $6,400+101.5% |
| Admin fee / account holder | $1,297 | $18,091-92.8% | $14,675-91.2% | $11,427-88.7% |