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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,096 | $209,425-62.7% | $178,499-56.2% | $158,966-50.9% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 33.18% | 188.80%-155.6pp | 151.10%-117.9pp | 302.95%-269.8pp |
| Employer contribution / active EE | $22,907 | $5,707+301.4% | $5,011+357.1% | $4,762+381.0% |
| Participant deferral / active EE | $13,116 | $5,955+120.2% | $5,202+152.1% | $5,983+119.2% |
| Admin fee / account holder | $1,782 | $17,078-89.6% | $13,986-87.3% | $11,250-84.2% |