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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,833 | $91,179-68.4% | $178,499-83.8% | $79,852-63.9% |
| Participation rate | 56.8% | 69.2%-12.5pp | 81.9%-25.2pp | 69.6%-12.9pp |
| Annual return | 23.65% | 24.19%-0.5pp | 151.10%-127.5pp | 31.72%-8.1pp |
| Employer contribution / active EE | $941 | $3,256-71.1% | $5,011-81.2% | $2,471-61.9% |
| Participant deferral / active EE | $2,393 | $3,236-26.0% | $5,202-54.0% | $3,740-36.0% |
| Admin fee / account holder | $1,142 | $6,749-83.1% | $13,986-91.8% | $5,306-78.5% |