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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,385 | $85,171-78.4% | $172,752-89.4% | $72,975-74.8% |
| Participation rate | 57.8% | 70.1%-12.2pp | 82.6%-24.8pp | 69.5%-11.7pp |
| Annual return | 23.74% | 27.32%-3.6pp | 802.97%-779.2pp | 81.01%-57.3pp |
| Employer contribution / active EE | $825 | $3,324-75.2% | $5,144-84.0% | $2,440-66.2% |
| Participant deferral / active EE | $1,674 | $3,260-48.6% | $5,198-67.8% | $3,608-53.6% |
| Admin fee / account holder | $230 | $5,880-96.1% | $13,955-98.3% | $5,124-95.5% |