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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,613 | $181,896-56.2% | $156,551-49.1% | $273,972-70.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 271.60% | 30.74%+240.9pp | 32.23%+239.4pp | 41.46%+230.1pp |
| Employer contribution / active EE | $5,402 | $6,248-13.5% | $5,501-1.8% | $4,869+10.9% |
| Participant deferral / active EE | $4,147 | $5,550-25.3% | $4,871-14.9% | $5,287-21.6% |
| Admin fee / account holder | $551 | $15,560-96.5% | $13,028-95.8% | $10,133-94.6% |