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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,877 | $73,863+375.0% | $143,797+144.0% | $68,490+412.3% |
| Participation rate | 81.5% | 66.7%+14.8pp | 80.3%+1.2pp | 67.9%+13.6pp |
| Annual return | -32.54% | 0.91%-33.5pp | -0.04%-32.5pp | -7.85%-24.7pp |
| Employer contribution / active EE | $2,396 | $3,185-24.8% | $4,952-51.6% | $2,597-7.7% |
| Participant deferral / active EE | $5,601 | $3,385+65.5% | $5,638-0.7% | $4,028+39.1% |
| Admin fee / account holder | $42,405 | $5,756+636.7% | $14,679+188.9% | $5,403+684.9% |